Free Auto Insurance Quotes

How to find cheap Long Beach car insurance rates

The best way to find affordable quotes for car insurance rates in Long Beach is to compare prices at least once a year from different companies who sell insurance in California. Rate comparisons can be done by following these guidelines.

1. Spend some time learning about how auto insurance works and the measures you can control to lower rates. Many rating factors that result in higher rates like traffic violations and a not-so-good credit score can be amended by making minor changes to your lifestyle. This article gives information to help prevent high rates and earn a bigger discount.
2. Quote rates from direct carriers, independent agents, and exclusive agents. Exclusive and direct companies can provide rates from a single company like GEICO or Farmers Insurance, while independent agents can quote rates for a wide range of companies.
3. Compare the new rate quotes to your existing coverage and see if there is a cheaper rate in Long Beach. If you find better rates and change companies, make sure the effective date of the new policy is the same as the expiration date of the old one.

A good piece of advice is that you’ll want to compare similar coverage information on every price quote and and to compare every insurance company. Doing this enables a fair rate comparison and the most accurate and complete price analysis.

California drivers overpay on average $865 a year for car insurance. Compare rates now and save.

See How Much You Can Save

Whether you pay cheap or expensive rates for car insurance depends on a wide range of factors, but the average policy rate in Long Beach is around $1,430 each year. On average, drivers in other states pay about $1,230, so Long Beach drivers pay approximately $18 more every month than drivers in surrounding states.

The cost of auto insurance in Long Beach depends on many variables, and one of the primary price factors is the type of vehicle you own. The table below details price estimates for popular vehicles that Long Beach drivers insure.

Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Estimates do not factor in garaging location in Long Beach which can lower or raise premiums greatly.

Above prices assume single female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Price information does not factor in garaging location in Long Beach which can impact prices considerably.

Price data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Premium amounts do not factor in specific zip code location which can impact auto insurance rates substantially.

Do you qualify for discounts?

The chart below illustrates the comparison of auto insurance rates with and without discounts applied to the rates. The premium estimates are based on a female driver, no accidents, no driving violations, California state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, marriage, homeowner, safe-driver, multi-car, and multi-policy discounts applied.